Fizel

Free statement analysis

See What You’re Really Paying for Payment Processing

Upload one recent processing statement. We work out what you actually pay per dollar and per transaction, separate the costs your processor controls, and show an estimated Fizel comparison for Canada or the United States.

Start your analysisNo statement handy? Get a quote

Your analysis includes

  • Effective processing rate
  • Processor-controlled fees
  • Costs worth questioning
  • Estimated savings with Fizel

Figures come from your own statement. Nothing here is a guaranteed result.

01

Upload your statement

Upload one recent monthly processing statement.

02

We analyze your costs

We separate card and network costs from the fees your processor controls.

03

Get your results

See your payment KPIs, the costs worth reviewing and your estimated savings.

Upload a statement

Find out whether your pricing is competitive, which fees are worth questioning and what Fizel may be able to reduce. One recent monthly statement is enough.

Your statement *

Drop your statement here

or choose a PDF, JPG or PNG

One statement, up to 12 MB. Please do not upload anything showing full card numbers, bank account numbers or other cardholder data. If your statement includes them, black them out first.

Your analysis will appear immediately, and we'll email you a copy with a private link to your results.

Your statement is stored privately, is never published, and is deleted after approximately 90 days. We read the figures and annualize them for you, so there is no volume estimate to guess at.

Common questions

What does the statement analysis cost?

Nothing. Upload one recent processing statement and your analysis opens on a private results page, with a copy by email. There is no obligation to change processors.

Which statement should I upload?

One recent monthly statement from your current processor, as a PDF, JPG or PNG up to 12 MB. It should show your total card volume, transaction count and the fees charged for the period.

What happens after I upload?

We read the totals from the document and calculate straight away. Your analysis appears immediately on its own private page, which is not indexed by search engines, and we email you a copy with a private link back to it. If one essential number cannot be read confidently, we ask you to correct that single figure before finishing.

Do I need to know my annual volume?

No. The tool annualizes the figures on your statement, so there is nothing to estimate. If the statement covers an unusual period rather than a normal month, the report says so.

Is my statement kept private?

Yes. The file is stored privately, is never published anywhere, and is only opened by Fizel staff reviewing your analysis. Uploads are deleted after approximately 90 days. Please black out any full card or bank account numbers before uploading.

How accurate is the comparison?

It is a preliminary estimate based on the figures from one statement period, priced against the published Fizel rate table. Interchange and card-network costs are passed through at cost by every processor, so they are never counted as a saving. A Fizel review of the full statement turns the estimate into a firm quote.

What if my current pricing is already good?

We say so. If the analysis shows no meaningful difference, the report states that plainly rather than building a case for switching.

Does this work for businesses in the United States?

Yes. Fizel serves outdoor businesses in both Canada and the United States, and the analysis handles each country explicitly.

What if I don't have a statement?

Request a quote instead at /quote. Tell us roughly how you take payments and we will price it from there, then compare properly once a statement is available.

Want the underlying rate card first? Read the Fizel pricing page, or if you would rather skip the paperwork, request a quote.