Estimate Your Fizel Processing Costs
Enter a few basic figures to estimate Fizel’s processing markup using our published interchange-plus pricing. No statement or contact information is required.
The result covers the Fizel markup only. Interchange and card-network costs are passed through separately and are not included. Rates come from the published pricing table.
Your Fizel markup estimate
Tier: $300,000 to $600,000 annual card volume
- Estimated monthly Fizel markup
- $208.47
- Estimated annual Fizel markup
- $2,501.65
- Effective Fizel markup
- 0.521% of card sales
- Estimated transactions per month
- 471
| Channel | Rate | Per month |
|---|---|---|
| In-person (50%) | 0.33% + $0.06 | $80.12 |
| Online or keyed (50%) | 0.43% + $0.18 | $128.35 |
How this estimate was calculated
Annualized card sales: $480,000 ($40,000 × 12), which falls in the $300,000 to $600,000 tier.
Estimated transactions: $40,000.00 ÷ $85.00 = 470.6
In-person: $20,000.00 × 0.33% + 235.3 transactions × $0.06 = $80.12
Online or keyed: $20,000.00 × 0.43% + 235.3 transactions × $0.18 = $128.35
Total per month: $80.12 + $128.35 = $208.47. Effective markup: $208.47 ÷ $40,000.00 = 0.521%.
This is an estimate of Fizel’s processing markup, not your complete processing cost. Interchange, card-network fees, hardware, software, taxes and other applicable charges are not included. Final pricing and solution availability are confirmed in writing.
Have a processing statement?
Statement analysis uses your actual sales, transactions and fees for a more accurate comparison.
Compare With My Current StatementWant firm pricing?
Tell us how you take payments and we’ll put a written proposal together.
Request a QuoteWhat the estimate includes
The Fizel markup on your card sales: a percentage of sales plus a per-transaction amount, taken from the published tier that matches your annual volume, split between in-person and online or keyed payments.
What it leaves out
Interchange and card-network fees, which are passed through at cost. Also terminals, point-of-sale and software, taxes, and any other charges that depend on how your operation is set up.
Why transaction size matters
Each sale carries a fixed per-transaction amount. A bike shop selling $2,000 builds pays that amount far less often per dollar than a rental counter running $30 day passes, so smaller tickets raise the effective markup.
Seasonal businesses
A July month at a marina or a February month at a ski shop says little about the year. Entering annual card sales puts you in the tier your full year earns and gives a steadier monthly average.
Calculator, statement analysis or quote
| Tool | What you provide | What you get |
|---|---|---|
| Pricing calculator | Sales, average ticket, channel mix | An estimate of the Fizel markup only |
| Statement analysis | One recent processing statement | Your real effective rate and an estimated comparison |
| Quote | How your business takes payments | Firm pricing, confirmed in writing |
Questions
- Is this my total processing cost?
- No. The calculator estimates the Fizel markup only. Interchange and card-network fees are passed through at cost and vary with card type, how the card is accepted and other factors, so they are not included.
- Is the result a quote?
- No. It applies the published rate table to the figures you enter. Final pricing and solution availability are confirmed in writing after Fizel reviews your business.
- Why does my volume show no published rate?
- Published tiers start at $150,000 in annual card sales. Below that, request a quote. Above $10 million a year, pricing is custom.
- Do I need to give my name or email?
- No. Results appear as you type, and nothing you enter is sent to Fizel.
- Which currency does it use?
- The same one you enter. The calculator does not convert between Canadian and US dollars.
See the full pricing overview for how interchange-plus pricing works.